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Buying a house or an apartment is a straight forward, step by step process.
- Get Mortgage Approval in Principle
- Find a suitable property and make an offer.
- Pay the estate agent a booking deposit (usually a couple of thousand euros) to secure the purchase.
You are then given 3 - 4 weeks, to get your mortgage documents in place.
- Hire a solicitor
- Contact your mortgage adviser to arrange a valuation on the property.
- Get a surveyors report completed if you are buying a second hand property (optional, but highly recommended)
- Meet your solicitor to sign contracts
- The estate agent should now give you an estimated completion date, when all things going well, you'll receive the keys!!
- Make sure you comply with your mortgage loan 'special conditions', which are outlined in your letter of offer, and arrange your house and mortgage protection insurance now.
- Mortgage Cheque issued - You get the keys
When the Estate Agent is ready to close the sale, your solicitor will request the mortgage cheque from the Bank or Building Society, and you'll get your house keys!!!
Related Articles:
Costs & Fees
What are my options if I can't get a big enough mortgage?
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